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How To Claim Social Security Benefits After The Recipient Dies

Social Security Benefits
Social Security Benefits; Source- MARCA

Social Security benefits do not automatically cease when a person passes away. Even after the first receiver of Social Security benefits passes away, checks will continue to be sent to another person, depending on variables including income and dependents.

Social Security Benefits

Social Security Benefits; Source- Forbes

Social Security Benefits After The Recipient Dies

Based on your earnings, your surviving spouse, children, and even parents may be eligible for payments from Social Security if you work and pay into the program. This is stated on the SSA website. Similarly, if the dead worked long enough to be eligible for benefits, you and your family may be eligible for payments based on their earnings. The payments just stop if you’ve got no dependents or survivors. The Social Security office must be notified right away in any case of death. Typically, the funeral home takes care of this by sending in a document known as the Statement of Death by the Funeral Director.

Contact SSA To Notify Someone’s Death

You cannot register someone who dies or file for survivor benefits online, so if that doesn’t happen, you’ll need to phone the SSA. Please contact 1-800-772-1213 (TTY 1-800-325-0778) between 8 a.m. and 7 p.m., Monday through Friday, if you need to provide information about a death or file for survivor benefits. When applying, you will need to supply the Social Security number of the dead individual. Your survivor will require your social security number in the event of your death. According to CNBC, the estate executor may also give Social Security a call. According to the SSA, the following should be kept in mind for people receiving benefits on a parent’s or spouse’s record.

Conversion Of Social Security Benefits Into Survivors’ Benefits

Once Social Security receives the death notification, it will immediately convert any monthly benefits to survivors’ benefits. A Special Lump-Sum Death Payment may be made automatically by the agency. One thing to remember is that in the calendar month of a person’s passing, benefits from social security are not due. Benefits disbursed after the deceased person’s death month must be reimbursed. When the government learns of your passing, any benefits that your spouse or any qualifying dependents were receiving based on your record will automatically convert to survivor’s benefits. The surviving spouse is eligible to receive the full benefit of their deceased spouse if they have previously attained their full retirement age. A few years ahead of the typical at its earliest filing age of 62, you may file for reduced payments as early as age 60 (or age 50 if incapacitated).

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